Valuing a Note: Principal = Value…NOT!!
{
"absoluteUrl": "http://computan-2661279.hs-sites.com/test-blog/valuing-a-note-principal-valuenot",
"featuredImage": "",
"featuredImageAltText": "",
"featuredImageHeight": 0,
"featuredImageWidth": 0,
"id": 5634291252,
"post_summary": "<p>While it may seem at face value (pun intended) that the value of a note is equal to the outstanding principal balance; this is often not the case. The fair market value of a note is dependent on several factors, two of the most important being “counter-party risk,” which means the creditworthiness of the debtor, and cost of capital at the date of analysis. Understanding the creditworthiness of the debtor is the more complicated of the two, and potentially involves analyzing the debtor’s financial condition, and could involve a fairly complex analysis of an operating company, including an analysis of quality of assets and cash flows, the determination of a corporate credit score (Z-score), and other such analyses that are typical for underwriting debt. As an ancillary consideration, the lender should require access to relevant records so as to be able to perform such analyses if necessary.</p> \n",
"title": "Valuing a Note: Principal = Value…NOT!!",
"topicNames": [
"Articles",
"Valuation",
"Hide Date",
"Banking, Finance & Insurance"
]
}Where is Business Credit? – Part II
{
"absoluteUrl": "http://computan-2661279.hs-sites.com/test-blog/where-is-business-credit-part-ii",
"featuredImage": "",
"featuredImageAltText": "",
"featuredImageHeight": 0,
"featuredImageWidth": 0,
"id": 5634049664,
"post_summary": "<p>In spring 2010 I addressed the difficulty of obtaining credit. A friend had asked about the current environment so I am sharing my thoughts with all of you. Hard to believe that so much time has passed so quickly since I last wrote about credit. Before you know it, the year will be 2020, and we will have emerged from these economic shackles of debt and unemployment. But back to the issue at hand – credit availability in the current economic climate.</p> \n",
"title": "Where is Business Credit? – Part II",
"topicNames": [
"Articles",
"Hide Date",
"Banking, Finance & Insurance",
"M&A"
]
}Props
{
"defaultContent": {
"nextPage": "Next page",
"previousPage": "Previous page"
},
"defaultRules": {
"lockHeadingTextField": true
},
"dataQueryResult": {},
"fieldValues": {
"defaultContent": {
"nextPage": "Next page",
"previousPage": "Previous page"
},
"defaultRules": {
"lockHeadingTextField": true
}
},
"hublParameters": {
"field_types": {
"defaultContent": "group",
"defaultRules": "group"
},
"is_widget_block": true,
"module_id": 209876701002,
"org_tag": "module_block",
"parent_widget_container": "main",
"path": "@projects/react-theme-huzaifa/theme/components/modules/BlogListing",
"smart_type": "NOT_SMART",
"widget_type": "module",
"wrap_field_tag": "div"
},
"hublData": {
"blogPostIds": [
5634291252,
5634049664
],
"blogPosts": [
{
"absoluteUrl": "http://computan-2661279.hs-sites.com/test-blog/valuing-a-note-principal-valuenot",
"featuredImage": "",
"featuredImageAltText": "",
"featuredImageHeight": 0,
"featuredImageWidth": 0,
"id": 5634291252,
"post_summary": "<p>While it may seem at face value (pun intended) that the value of a note is equal to the outstanding principal balance; this is often not the case. The fair market value of a note is dependent on several factors, two of the most important being “counter-party risk,” which means the creditworthiness of the debtor, and cost of capital at the date of analysis. Understanding the creditworthiness of the debtor is the more complicated of the two, and potentially involves analyzing the debtor’s financial condition, and could involve a fairly complex analysis of an operating company, including an analysis of quality of assets and cash flows, the determination of a corporate credit score (Z-score), and other such analyses that are typical for underwriting debt. As an ancillary consideration, the lender should require access to relevant records so as to be able to perform such analyses if necessary.</p> \n",
"title": "Valuing a Note: Principal = Value…NOT!!",
"topicNames": [
"Articles",
"Valuation",
"Hide Date",
"Banking, Finance & Insurance"
]
},
{
"absoluteUrl": "http://computan-2661279.hs-sites.com/test-blog/where-is-business-credit-part-ii",
"featuredImage": "",
"featuredImageAltText": "",
"featuredImageHeight": 0,
"featuredImageWidth": 0,
"id": 5634049664,
"post_summary": "<p>In spring 2010 I addressed the difficulty of obtaining credit. A friend had asked about the current environment so I am sharing my thoughts with all of you. Hard to believe that so much time has passed so quickly since I last wrote about credit. Before you know it, the year will be 2020, and we will have emerged from these economic shackles of debt and unemployment. But back to the issue at hand – credit availability in the current economic climate.</p> \n",
"title": "Where is Business Credit? – Part II",
"topicNames": [
"Articles",
"Hide Date",
"Banking, Finance & Insurance",
"M&A"
]
}
],
"currentPageNumber": 2,
"nextPageNumber": 3,
"previousPageNumber": null,
"totalPageCount": 6,
"use_featured_image_in_summary": true
},
"experimentalHublData": null,
"moduleName": "main-module-2",
"supplementalFieldValues": {
"defaultContent": {
"nextPage": {},
"previousPage": {}
},
"defaultRules": {
"lockHeadingTextField": {}
}
}
}